---
title: Making the Correct IRA Beneficiary Designation
---

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#### ***Making the Correct IRA Beneficiary Designation*** *Download our free reference to help clients make the right choices.*

![Making the Correct IRA Beneficiary Designation](https://learn.commonwealth.com/hs-fs/file-2131532136-png/Images_Landing_ThankYou/CorrectIRABeneficiary_Landing.png?width=230&name=CorrectIRABeneficiary_Landing.png "Making the Correct IRA Beneficiary Designation")

Designating an IRA beneficiary is a critical component of comprehensive estate planning. There’s no standard one-size-fits-all approach, and making the wrong choice can be costly.

**Whether your clients select an individual, trust, or charity as a beneficiary, it’s important that their designations are in line with their overall financial goals and wishes.** Our guide outlines the major considerations for helping your clients choose wisely, including:

- Tax consequences and estate rules
- Minimum distribution requirements
- Contingent beneficiaries

### Receive your copy of *Making the Correct IRA Beneficiary Designation*.

*This material is for educational purposes only and is not intended to provide specific advice*.  
Commonwealth Financial Network®, Member [FINRA](http://www.finra.org/)/[SIPC](http://www.sipc.org/). Please review our [Terms of Use](http://www.commonwealth.com/termsofuse.html).

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